For many small businesses tax time can be confusing and trying to figure out stamp duty and eligibility for tax exemptions can be a complex task. In 2018 the NSW Government introduced new laws that reduce insurance costs for small businesses by removing stamp duty tax. We’ve collated the requirements into a handy Continue Reading
Over the past decade EPS insurance has quickly grown to be one of the most expensive and hard to place insurance policies on the market. This sudden price hike has a lot of consumers scratching their heads and wondering why their premiums have doubled. This price hike is due to a lot of factors, but […]Continue Reading
If you’re interested in getting EPS insurance then you may have heard about how difficult it can be to get your property properly assessed. Indeed, many insurance companies and brokers avoid EPS insurance altogether. This is because the process of insuring EPS can be very time consuming, expensive. During recent Continue Reading
Over the past three decades there has been a lot of controversy and discussion surrounding asbestos. Many individuals and businesses still do not understand the full history and ongoing dangers that asbestos poses. There are hundreds of industries and thousands of people who continue to work around this dangerous Continue Reading
The pandemic rolls on, and it is time for businesses to focus their money and efforts in a more efficient way. Insurance is no different. At Ausure Horizon we have always promoted a coverage first approach to insuring your business, but as the purse strings tighten we understand that many will be making difficult Continue Reading
New data shows the extent of the COVID-19 hit to revenue at most Australian businesses, with two thirds reporting a decline in revenue as a result of the pandemic. Education and training is the worst hit sector, with 87 per cent of firms recoding a drop in earnings.Moreover, economic growth recorded a 0.3 per cent Continue Reading
Hiring a contractor or sub-contractor is often appealing to time-poor, cash-strapped small business owners. One big reason is that they take care of their own insurance (as opposed to the business owner having to provide coverage for them, as is the case with employees). But what if things aren’t quite that Continue Reading
If you’re just starting out in business, insurance should be a top priority. This is because once you have opened a new business, insurance can be one of the most important factors in ensuring you stay open. According to John Clark, Steadfast’s Broker Support Manager, your first priority should be ensuring Continue Reading
You’ve got killer ideas, fire in your belly and you’re prepared to put in the hard yards – the first months of a new business venture are often highly exciting and productive. But a slip up now could cost you not only your capital but also your confidence, your reputation and your business. Sadly, Continue Reading
Running a small business is certainly not for everyone – the long days (and weeks), potential staff issues, not to mention BAS statements – though many owners wouldn’t have it any other way. Still, there are plenty of logistical challenges that small businesses find themselves dealing with day in and day out. Here Continue Reading