David Summers, Author at Ausure Horizon Insurance

August 14, 2021

$13.4 Billion Insurance Levy Surplus Costing Australian Businesses

By David Summers Insurance

During the wake of the 2001 terrorist attacks in the United States, the Australian Government launched an initiative to introduce compulsory levies on insurance policies. These funds were pooled in the interest of offering financial protection to the commercial property sector from terrorist incidents. They were Continue Reading

July 30, 2020

Why small businesses should consider trade credit insurance

By David Summers Insurance Uncategorized No comment

New data shows the extent of the COVID-19 hit to revenue at most Australian businesses, with two thirds reporting a decline in revenue as a result of the pandemic. Education and training is the worst hit sector, with 87 per cent of firms recoding a drop in earnings.Moreover, economic growth recorded a 0.3 per cent Continue Reading

March 11, 2020

Contractors Insurance – Have you got it covered?

By David Summers Starting Out Trades No comment

Hiring a contractor or sub-contractor is often appealing to time-poor, cash-strapped small business owners. One big reason is that they take care of their own insurance (as opposed to the business owner having to provide coverage for them, as is the case with employees). But what if things aren’t quite that Continue Reading

November 20, 2019

What insurance do I need for my business?

By David Summers General Starting Out No comment

If you’re just starting out in business, insurance should be a top priority. This is because once you have opened a new business, insurance can be one of the most important factors in ensuring you stay open. According to John Clark, Steadfast’s Broker Support Manager, your first priority should be ensuring Continue Reading

April 28, 2019

Five easy-to-avoid mistakes that most new businesses make

By David Summers General Starting Out No comment

You’ve got killer ideas, fire in your belly and you’re prepared to put in the hard yards – the first months of a new business venture are often highly exciting and productive. But a slip up now could cost you not only your capital but also your confidence, your reputation and your business. Sadly, Continue Reading

April 4, 2019

The five biggest logistical challenges facing small businesses

By David Summers Logistics Starting Out No comment

Running a small business is certainly not for everyone – the long days (and weeks), potential staff issues, not to mention BAS statements – though many owners wouldn’t have it any other way. Still, there are plenty of logistical challenges that small businesses find themselves dealing with day in and day out. Here Continue Reading

March 17, 2019

How to protect your investment property against illegal drug labs

By David Summers Commercial Property Starting Out No comment

Australia has one of the highest rates of illicit methamphetamine use in the world and the highest use among English-speaking countries. Since 2015, a drug lab bust has taken place almost every day in Australia, with estimates claiming as few as one in 10 labs are discovered by authorities. The majority of Continue Reading

January 10, 2019

Do you have enough insurance for your small business?

By David Summers General Starting Out No comment

Underinsurance remains a serious issue for small businesses, with the Insurance Council of Australia’s (ICA) statistics showing 12.8 per cent of small businesses and 24 per cent of sole traders have no insurance. Organisations operating in the education sector have the highest rate of non-insurance at 25 per cent Continue Reading

October 23, 2018

How to prepare for unexpected risks: A business survival guide

By David Summers General Starting Out No comment

Most small business owners are born optimists. After all, why take the plunge unless you’re confident you can stay afloat? But positive thinking can only take you so far. To succeed in business and stay on course, you also need to think about what could possibly go wrong and seek the help of an expert. […]Continue Reading

October 15, 2018

How to protect your personal assets if your small business is sued

By David Summers General Starting Out No comment

It’s a heart-racing, stomach-churning, sweaty-palm-inducing prospect: your business is being sued. To protect yourself, take stock of your personal liability well before you get a letter from a lawyer. And, while it’s terrible to think that all your hard work on the business could come undone, Continue Reading

$13.4 Billion Insurance Levy Surplus Costing Australian Businesses

$13.4 Billion Insurance Levy Surplus Costing Australian Businesses

Why small businesses should consider trade credit insurance

Contractors Insurance – Have you got it covered?

What insurance do I need for my business?

Five easy-to-avoid mistakes that most new businesses make

The five biggest logistical challenges facing small businesses

How to protect your investment property against illegal drug labs

Do you have enough insurance for your small business?

How to prepare for unexpected risks: A business survival guide

How to protect your personal assets if your small business is sued

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